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Unless you are one of the lucky few to be able to buy a house with cash, you’ve probably thought about getting a mortgage to finance the purchase of your dream home. While this can be a stressful process for those who try to do it alone, it can be much simpler with a professional’s help. 


It really breaks down to 5 major parts: a down payment of between 3-20% of purchase price, an appraisal, income and asset verification, good credit and a stable income. Many people who think they don’t qualify for a mortgage already have all 5 of these categories under wraps! They can qualify for a mortgage, and could be in the home of their dreams in the next few months. 


Next is the process of finding how much you might be able to borrow. Potential buyers can get pre-approved for a mortgage, which gives the buyers a better idea of what they will be able to afford, and shows sellers that you are a serious buyer! Determine the type of mortgage you can afford with you real estate professional. Gather your documentation and you are ready to get started. Talk to a professional today!